Debit Card EMI On Flipkart: SBI AXIS ICICI HDFC 2018

Debit Card EMI on Flipkart: why we frequently shop on Flipkart because we love its online shopping experience and it is convenient to shop online. Flipkart introduced payment options like No Cost EMI and Credit Card EMI. In recent, it also introduced next-generation payments options like Debit Card EMI. Flipkart ties up with the top bank in India to make customers happy by using Debit Card EMI Option.

Debit Card EMI On Flipkart Why it is Introduced?

The Reserve Bank of India says that Debit Card holders are more than Credit Cardholders. Debit Card users are 79.38 Crores and Credit Card users are 3.14Crores. Many customers don’t know how to use Credit Cards and Many people use Debit Cards for Online shopping. For that reason, they introduced Debit Card EMI on Flipkart to make payment convenient and easy.

Which Banks are Providing Debit Card EMI On Flipkart?

Now Flipkart partnered with State Bank of India, HDFC Bank, Axis Bank and ICICI Bank to provide Debit Card EMI Option to their customers. Good news is that the customers how registered with these banks are already the customers of Flipkart.

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Note: The bank option will be shown to you only if you use the same verified email address or phone number for your bank account as well as your Flipkart account.

       1. State Bank Of India SBI Debit Card EMI :

          Click On this link to check SBI Debit Card EMI

       2. ICICI Debit Card EMI:

           Click On this link to check ICICI Debit Card EMI

       3. HDFC Debit Card EMI:

            Click On this link to check HDFC Debit Card EMI

       4. Axis Bank Debit Card EMI:

           Click On this link to check Axis Bank Debit Card EMI

How to Check your Eligibility for Debit Card EMI On Flipkart?

First login to your Flipkart account using the verified email address or phone number of your bank account. Once you login to your account you will see a notification like Now get EMI your bank debit card. You will not able to see a notification like that means not eligible for Debit EMI option on Flipkart.
Debit card EMI on flipkart

How to Get EMI without the Credit Card in Flipkart?

By using Debit Cards or Bajaj FinservEMI Card we can EMI without using Credit Cards in Flipkart.

Who is Eligible for Debit Card EMI On Flipkart?

The Eligibility for Debit Card EMI is not determined by Flipkart. Its determined by the banks. Only selected customers are Eligible for Debit Card EMI On Flipkart who are pre-approved by bank Partners.

Minimum Purchase amount of Debit Card EMI On Flipkart?

Minimum purchase amount varies for each bank for SBI it is Rs 8000 and HDFC Rs 10,000 and ICICI Bank it is Rs 5000 and For axis bank, it is Rs 8000. To know exact minimum purchase amount read terms and conditions of that bank.

What is the Interest rate applicable for Debit Card EMI?

Interest rates are not decided by Flipkart. The Interest rates decided by the bank partners. To check interest rates of Debit Card EMI read the terms and conditions of that bank.

 What are the Documents required to avail Debit Card EMI?

 The Eligible Customers no need to submit any documents required to avail debit card EMI.

 How to avail Debit Card EMI to shop on Flipkart?

  • Login to your Flipkart account using the same mail address of your bank account. If you are Pre-approved customer then you see like this
Debit card EMI on flipkart
  • select the product which you want to purchase and also see Debit Card EMI option is available for that product or not.
debit card emi on flipkart
  • select EMI Option if you are a pre-approved customer of your bank then you will see Debit Card EMI option with your bank name
debit card EMI on flipkart
  • select your Pre-approved bank as an option
debit card emi on flipkart
  •  select EMI tenure and click on continue. The interest rate charged by the bank
debit card emi on flipkart

 

  • Enter Debit card number and CVV number

debit card emi on flipkart

 

  • Enter OTP that is sent by SMS to your registered mobile number

debit card emi on flipkart

Conclusion:

After Completing the using Debit Card EMI, your monthly debit card statement will reflect the EMI amount with the interest included. In this way, we get EMI without a credit card in Flipkart.

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